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School Reports in Albuquerque, Rio Rancho and Los Lunas, New Mexico

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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	What is the largest home in Hollywood?
A	The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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Dave Slade and Associates, REALTOR®, real estate agents and broker for Albuquerque, Rio Rancho and Los Lunas, New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Dave Slade & Associates
Dave Slade & Associates, LLC
6721 Academy Road NE, Suite D
Albuquerque, NM 87109
Phone: 505.342.8100
Toll Free: 800.687.0594
Fax: 505.856.5096
WebInfo@DaveSlade.com
Dave Slade & Associates is a team of client-focused Real Estate professionals committed to achieving new levels of excellence. Integrity, experience, and professionalism are the cornerstones upon which our team is built. We believe that every person has the right to pursue home ownership and that the level of service a person receives should not depend on whether they are buying their first home or their last. We are committed to helping our clients, our community, and our peers. We are what a real estate team can be!

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